To complete a full Oakbrook Loans application, which includes us completing an accurate financial assessment, we will sometimes require you to connect your bank account via Open Banking. Getting OB data will in some cases allow us to actively display in your account new offers (like top-ups) at the time when you're eligible, and faster support if anything ever changes . If you do not wish for your Open Banking data to be shared with us at this point, we may not be able to proceed with a full application.